Mary Cecile Lluisma asked:




Are you curios about the transportation in the Philippines? The Philippines has different kinds of public transportation’s depending on what region you are. The Philippines has very cheap expenses compared to other western countries public transport. You can also choose what kind of public transport you want to avail, it depends upon your choice.

The most common in the Philippines in different areas is the so-called “The king of The Road” which is Jeepneys. It is also one of the most affordable public transportation’s in the Philippines. There is also so-called “Tricycle or a motorcycle with a side car”. It is kind of fun to travel in Jeepneys and Tricycle. But if you wanted to choose a more comfortable way of rides than Jeepneys, you can try to use the Bus. You have two choices, you can ride in an air-conditioned Bus or a non air-conditioned bus. It is also a very affordable public transport. Just tell the conductor where you are going, he will then tell you to know how much it costs.

Wanted a faster transportation? You can use the LRT (Light Rail Transit), it is fast and affordable as well. It is mainly in manila from Monumento to Baclaran. There is another type of transit, which is the MRT (Metro Rail Transit), it provides access more on areas that are businesses districts of Makati and Ortigas Center. The Philippines has taxi also, but it is cheaper compared to other countries. You can see them lined up in some tourist spots like hotels and some restaurants. If you wanted a more private ride with your family, you can rent or avail private rental cars, including Jeepneys and even limousines.

There are so many different kinds of public transportation in the Philippines. These are just the main public transport that is commonly used in different areas or regions in the Philippines.

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Christine Layug asked:


Fashion magazines are the type of magazines that lets you look inside some of the most fashionable clothing line, accessories and some tips on how to become fashionable. Here in the Philippines and other some other countries, magazines are used not only as a reading material to kill some time, but as a guide on how to live life to the fullest, some would actually collect their favorite magazines.

For a lot of filipinos, magazines are usually the choice of information source when it comes to entertainment, games, accessories, lifestyle, home styling and designing, showbiz and specially fashion.

Which is why eLBC has lauched its first and ever Philippine magazine online store, the M-Express. M-Express is the first ever Philippine magazine online store that sells different kinds of magazines such as the Fashion Magazine Philippines.

M-Express Philippine magazine online store sells many kinds of Fashion Magazine Philippines such as CHALK Fashion Magazine Philippines, K Fashion Magazine Philippines, METRO the independent woman Fashion Magazine Philippines, PINK a girls guide to shopping Fashion Magazine Philippines.

M-EXPRESS Philippine magazine online store is the first ever door-to-door magazine delivery service in the country. M-EXPRESS Philippine magazine online store is the convenient way to order magazines anytime and anywhere you are in the Philippines. With M-EXPRESS Philippine magazine online store, you can place subscriptions or order per title allowing you the flexibility to control your budget.

This innovative service is powered by LBC, the country’s dependable domestic and international courier service which brings over 50 years of experience and an intensive network of branches both here and abroad.

M-EXPRESS Philippine magazine online store is owned and operated by eLBC Direct, Inc., an LBC company that is dedicated to providing Filipinos access to products and services apart from the traditional products offered by LBC.

So if you plan on buying any kind Fashion Magazine Philippines, then M-EXPRESS Philippine magazine online store can provide you with such. For more information about M-EXPRESS Philippine magazine online store and Fashion Magazine Philippines then visit http://www.m-express.com.ph.

Christine Layug asked:


Fashion magazines are the best way on getting a low down on the latest trends in clothing, accessories and tips and guidelines on how to become fashionable. In the philippines, magazines are widely used as a means of information on how to live your life, or learn some leasons on someones experiences, may it be good or bad.

For filipinos, magazines are commonly the popular choice of information source when it comes to entertainment, games, accessories, lifestyle, home decor, art, food and cooking, and fashion. This is why eLBC, a branch of LBC, launched its first ever online magazines store in the philippines, the M-Express.

M-Express is the first ever door-to-door magazine delivery service in the country. M-Express is the convenient way to order magazines anytime and anywhere you are in the Philippines. With M-Express, you can place subscriptions or order per title allowing you the flexibility to control your budget.

M-Express is an online magazine store that not only sell some Fashion Magazine Philippines, but a wide variety of Philippine Magazine such as Art Philippine Magazine, Auto and Cycle Philippine Magazine, Business and Finance Philippine Magazine, Children Philippine Magazine, Cooking and Food Philippine Magazine, Entertainment Philippine Magazine, Fashion Philippine Magazine, Health and Fitness Philippine Magazine, Home and Gardening Philippine Magazine, Lifestyle Philippine Magazine, Men’s Philippine Magazine, Photography Philippine Magazine, Sports Philippine Magazine, Teens Philippine Magazine and Woman’s Philippine Magazine.

M-Express Philippines Magazines online store sells many kinds of Fashion Magazine Philippines such as CHALK Fashion Magazine Philippines, K Fashion Magazine Philippines, METRO the independent woman Fashion Magazine Philippines, PINK a girls guide to shopping Fashion Magazine Philippines.

So if you plan on buying any kind Fashion Magazine Philippines, then M-EXPRESS Philippine magazine online store can provide you with such. For more information about M-EXPRESS Philippine magazine online store and Fashion Magazine Philippines then visit www.m-express.com.ph.

Brian Garvin asked:


If you had the choice between waiting to go live in an inner city ghetto, a retirement home, a nursing home or retiring to the Philippines, which would you choose? Follow your dreams and retire to the Philippines and live a life of luxury depending upon your resources. The Philippine Dreams Home Study Travel Guide which you can use in place of a Philippine Travel Agency is the secret discovered by Perry Gamsby, who has lived the dream for the last 6 years. Although he spent many vacations there for 13 years before making the final move, he is now a permanent resident and would have it no other way. The Philippines is the only Asian country that the language spoken is English.

The call of the Philippines allows you to live in happiness for much cheaper than almost any place else in the world. Way below average rents, live in maids, and about any category of pleasure that you can think of – golf, fishing, night life – is ready and waiting for you in the country of the Philippines and it can be your very own way of living if you choose Filipino Travel.

The number of folks who Travel In The Philippines and retiring to the Philippines is increasing as more retirees understand Philippine Dreams. If you are a divorcee or haven’t married yet the options for a new living with a Filipino girl is an option that many men are finding that Philippines and Travel is exactly what they want. The beauty of the country and the beaches have a magnetic attraction that you do not want to leave behind after spending any substantial amount of time in this amazing country.

Philippines Travel Information

Some of the hot topics of this course include how to mingle with cool singles, what to say and to make sure you don’t mingle with the wrong ones. It’s easy to get lost in a country like this only if you don’t know where to go. This guide will not only show you all the hot spots, it will let you know what places to avoid as well. If you need income assuming you don’t have a fixed source of income, you’ll find out how you can start your own business out there, and if needbe, you’ll find out how to get a job as well. It’s all included in this Filipino Travel Guide.

The folks of the Philippines are beyond polite and soft-spoken folks who are some of the nicest folks you will ever meet. To realize their politeness you need to live amongst them and realize how ecstatic they are to have you for their neighbor and colleague. If you are sick and tired of the rat race and want to live where living is much simpler and a colleague is truly a colleague, you definitely need to at least take part in Philippine Air Travel and visit the Philippines to get an idea of what you are missing.

This guide to the Philippine Dreams will show you how to Travel to Philippine any time you need to and why you don’t need a Filipino Travel Center and is yours for a small fee that includes updates for life. Their free monthly newsletter will keep you in the know about events and you will get a 100% money back warranty if you are not fundamentally ecstatic. All the information that you will want about the hospitals, schools, and where to find domiciled help is all contained in the guide.

Travel In Philippines

When you are ready to take charge of your life and live a life of dignity and independence, reading the Philippine Dreams Travel Guide instead of using a Philippine Travel Agency might just be the right solution for you. This manual is loaded with different Website URL’s, that will teach you everything you need to know about the country. Whether you need a helper, driver, cook or maid, you can get them all for about $30.00 a month each. For just a grand or two per month, you can live like a king would out in the United States. Whatever your decision is, we wish you the best of luck in your travels and in your life.

Christine Layug asked:


When it comes to Fashion Magazine Philippines, Chalk, Metro, K Magazine and Pink are the most popular choice of Fashion Magazine Philippines. Fashion Magazine Philippines are the best way for filipinos to know what are the latest and the hottest picks when fashion is concerned.

Fashion Magazine Philippines can give tips on how to become practicality when it comes to shopping, the PINK: A Girl’s Guide To Shopping Fashion Magazine Philippines is the magazine for girls who want to know the latest fashion trends, the biggest bargain buys and the coolest places to chill. Their editorial team taps its network of trendy boutiques and ukay-ukay stores—along with some up-and-coming designers—for the coolest fashion finds. The Pink Fashion Magazine Philippines crew seeks out the latest beauty products that are just perfect for the young girls who are just coming into their own. Checking out the newest hangouts and deal with some of the issues that are topmost on a preteen’s mind.

Not only does Fashion Magazine Philippines give us some tips on how to accessorize or how to dress, but Fashion Magazine Philippines can also give us some tips and guidelines on lifestyle such as the Chalk Fashion Magazine Philippines which tackles the Filipino student’s guide to surviving the campus life.

Fashion Magazine Philippines can also give tips on how to accessorize like the stars with K Magazine, carrying Kris Aquino’s celebrity equity, “K” is about getting her style, her personality, her lifestyle and her appeal. The magazine reflects the key concerns of the target market presented by Kris herself: beauty, fashion, body, relationships, career, money and self.

Fashion Magazine Philippines can also give tips and guideline on how to look good and feel good such as the METRO: The Independent Woman magazine the woman’s indispensable guide to the latest in fashion and lifestyle, Metro Fashion Magazine Philippines gives you the pulse of the spending and empowered woman. The Metro Fashion Magazine Philippines woman is at the prime of her profession and earning capacity and thus has the means—and more importantly—the attitude to live it up, and to live well. Metro is her source for the “it” item of the moment, the fitness and diet regimen that can suit her lifestyle, the latest beauty discoveries and even life-and-death issues affecting her.

So if you want more information on different kinds of Fashion Magazine Philippines, then visit www.m-express.com.ph

Jack R. Lesley, Jr. asked:


Outsourcing: A love / **** relationship for U.S. I.T. professionals.  Ask the average employee in any I.T. organization, and hearing about fear of jobs going to India and China is almost unavoidable.  Although many have started the move toward business service management (BSM) to address the chaotic labor trends, I.T. labor itself still consumes over one-third of I.T. budgets.  This figure is perfectly in line with a recently published Gartner report stating that 37% of the typical I.T. budget goes directly to personnel costs.  What are you as the CIO going to do to manage this frenzied situation?  Is outsourcing, or “offshoring,” the answer?  

 

How can you outsource your operations to a foreign country and still maintain compliance with best practice frameworks such as ITIL or MOF?  How do you maintain Sarbanes-Oxley, PCI, or HIPAA compliance when utilizing 100% offshore resources with far less control?  

 

Almost everyone in the I.T. sector has at least one story about various operational tasks being “offshored” to India, and no call-center, network operations center (NOC), or infrastructure team has been immune to rumors of jobs going offshore.  No longer are the cities of Mumbai and Delhi simple manufacturing hubs and suppliers of raw materials.  The country is home to some of the largest corporate call centers and development centers in the world.  In late 2005, the Indian outsourcing workforce numbered 350,000 individuals.  That total is now estimated at well over 800,000, with many new positions going unfilled due to the lack of qualified candidates.

 

Eleven years ago this month, USA Today published an article titled “Can political instability be eliminated in India?”  Looking solely at the news of the past six months, the answer to that question is an obvious NO.

 

The trend toward a twenty-first century India has not fostered the sort of sweeping political change one might expect from the world’s most populous democracy.  Moreover, the unwillingness of the Indian government to more robustly combat intellectual property theft is the stuff that causes your legal team to lose MANY nights of sleep.

 

Recession has made its way to India as well.  The 4 December 2008 issue of The New York Times ran an article discussing the wave of outsourcing firms scaling back their daily operations in India due to the unhealthy global financial climate.  As of this week, the Indian rupee is at a record low.

 

India makes a strong case as the “global back office,” yet it has failed to produce an environment supporting front-office operations such as product innovation and corporate strategies.  The prevailing thought of the past 5 years has been that Indian outsourcing firms are masterful in the art of efficiency and product development measures.  What about now?

 

On 7 January 2009, Indian stocks took a nosedive in the wake of announcements by Satyam Computer Services that corporate profit summaries had been inflated for several years.  The announcement by Satyam’s chairman and co-founder that he had directly falsified accounting documents on an ongoing basis has thrown the entire Indian outsourcing industry into dramatic turmoil.  As a provider of back-office services for many of the largest banks and healthcare institutions in the world, the result of the SATYAM crisis is nothing short of devastating.

 

By Friday, January 9, 2009 news sources were reporting that interim CEO Ram Mynampati does not have faith that the firm can continue past the next few weeks.  Mynampati stated they were working to find the liquidity to pay current employees, suppliers, and creditors. 

 

In less than a week, the crisis has crossed the Pacific Ocean and hit U.S. shores.  Auditing giant PricewaterhouseCoopers is expected to pay a hefty price for the emerging fraud.  The auditor has been responsible for Satyam financial oversight for over eight years, and Satyam investors are expected to go to court in attempts to recoup losses. According to legal sources from within India, most are likely to attack PricewaterhouseCoopers directly rather than Satyam.

 

The tragic events of November 2008 in Mumbai clearly show that the concerns go much deeper. Over 200 people were killed in the attacks, and the entire central business district in Mumbai ground to a halt for several days, resulting in billions of dollars in lost labor.   Within one week of the attacks, five high-profile Indian cabinet members were forced to resign.  On 1 December, TIME magazine posed the question “Will India’s Government Survive the Mumbai Massacre?”

 

Many companies are selecting alternate destinations, and some trends show an actual migration OUT of India to other knowledge-rich environments such as Singapore, The Philippines, Armenia, Pakistan, and various Latin American countries.  Companies requiring less interaction with the public (for example, a software development center) may select destinations where English is not the primary language, or in some cases, is not a language spoken at all.  Companies building public-facing operations such as helpdesks or call centers are being forced to reconsider earlier decisions, and many are moving to more English-centric countries like Taiwan and the Philippines.

 

Key players are making a strong case for themselves as these trends develop.  In the Western Hemisphere, Costa Rica and Peru have marvelous records of rock-solid software development and high customer satisfaction ratings.  In Europe, Armenia is emerging as a major powerhouse and model of efficiency.  In Asia, many are discovering that the almost-perfect English spoken in Taiwan and the Philippines combined with some labor costs equal to or less than those in India make each a destination of choice.  In fact, the November 30 edition of The New York Times Magazine featured a four-page article touting the viability of the Philippines as a premier outsourcing destination.

 

While China, Russia, and Korea have fantastic talent pools, the labor cost and in some cases difficulty dealing with local and national governments make them less attractive to some U.S. based companies.

 

While being one of the lesser-mentioned yet more historically colorful European countries, Armenia is a virtual strongbox of extraordinary talent.  As mentioned by the CIA World Factbook, 18% of Armenia’s current population is under the age of 15, meaning the talent pool is poised for huge growth.

 

Armenia declared independence from the former Soviet Union on 21 September, 1991 and is now a bastion of political stability (a particularly attractive factor for the O&O industry).  A healthy GDP real-growth rate of 13.7% makes Armenia one of the top producers in the EU.

 

Additionally, Armenia is rapidly becoming a major challenger in the index of relative economic freedom. As reported by the Heritage Foundation, the change has been nothing short of amazing. In 2000, Armenia ranked 84th in relative economic freedom. As of late 2008, Armenia ranked 28th – ahead of European powerhouses Spain (31st) and France (48th) and just behind Sweden at 27th.

 

Hong Kong ranked #1 on the list for 2008, with the U.S.A. at #5.

 

The appraisal of economic freedom is based on 50 economic indicators within the following categories: capital flow and foreign investment; financial systems; monetary, budget, and trade policies; salaries and prices; government interference in the economy; property rights and regulations; and black markets.

 

Many outsourcing experts are finding a presence in Armenia quite successful for many of their clients and partners.  The cooperation offered by the Armenian government to ease immigration and visa restrictions for executives and other technical employees traveling between Armenia and the United States has been a huge advantage to many, and this is compounded by great satisfaction with the talent pool offered by this European country.

 

Having a stable presence in Armenia is but one example of alternatives to the current Indian instability.  There are numerous other alternatives as well, and diversification is going to be the keystone to success over the next few years.  

 

As pointed out by one CEO, “…the logical approach for today’s global economy is to diversify.  Many of my contacts who previously invested heavily in Indian resources are already asking for new alternatives, and we believe the best approach is to simply avoid the old cliché of “putting all the eggs in one basket.”

 

Singapore has emerged as another destination of choice, with an extremely stable economy and government as well as strictly enforced laws on intellectual property rights.  Perfect English is widely spoken, and the country is considered one of the top-five technical innovators in the world.

 

Originally founded as a British trading colony in 1818, Singapore joined the Malaysian federation for a short two years ending in 1965. Now completely independent, Singapore is undeniably one of the most prosperous, diverse, and cosmopolitan destinations in the world and has a per capita GDP greater than that of many “leaders” in Western Europe.  

 

In 2006, the World Bank rated Singapore as “the most business-friendly economy in the world.”  Immediately behind London, New York, and Tokyo, Singapore is the fourth largest foreign exchange trading hub in the world.  

 

The country is home to three major state universities:  The National University of Singapore, Nanyang Technological University and Singapore Management University, resulting in a literacy rate over 93%.  The island nation accomplishes it all with a geographic size only three times that of Washington, DC.

 

The Philippines and U.S.A. share not only a very similar legal system but the English language as well. Companies in the legal sector consider this fact especially attractive. Once a U.S. colony, the Philippines has a workforce that is already familiar with many legal factors not readily obvious to those in countries with less of a seasoned relationship with the United States. 

 

A few facts about the Philippines:

 Population of 91,000,000 as of 2008  550,000 college graduates per year on Average  Educated labor pool of Over 30,000,000  Entry-level I.T. salaries average $2500—$8000 USD P.A.  Top-quality CBD real-estate costs average $17 PSF  95% literacy rate  English as a primary language

 

One of the top-three law firms in the world relocated their entire network operations center from Chicago to Fort Bonifacio, Manila, in 2003. That operation has since grown much larger, also encompassing legal operations and software development.

 

From 1997 to 2008, companies such as Citibank, Fluor, IBM, Convergys, Telus, HSBC, Dell, JP Morgan, Siemens, and Deutsche Bank have all opened major offshore facilities in the Metro Manila area of the Philippines.

 

More than just a country filled with call centers, the Philippines is home to dozens of offshore operations involving network operations, wireless services, energy, shipping and logistics, legal and medical transcription, finance and accounting, and software development.

 

The country is now recognized by some as the top destination of choice in Southeast Asia. In 2006, the country generated in excess of $3.0 billion in outsourced operations, and that figure is expected to more than double by the end of 2009. The Philippine government has targeted a global market share of 8 to 10% in the O&O market by 2011.

 

Regardless of where you go, there is no “single best answer” to every situation.  When looking for that “trusted advisor” to help you make your next outsourcing, offshoring, development, or infrastructure decision, you need a firm with the knowledge, process, devotion, and proven direction to make it a success.

 

Only by in-depth knowledge of your core business can any firm help in an effective O&O engagement. You need a firm that endeavors to understand and optimize how the process will enhance not only the I.T. department, but all other business units as well.

 

 O&O will continue to gain momentum over the next few years, regardless of what happens in the Indian subcontinent.   The recent events in India and the surrounding territories are but a small stumbling-block to an ever-evolving global business model.  

 

Businesses today realize that three very important factors have emerged in the outsourcing and offshoring industry: 



O&O cannot and should not be based on the “one size fits all” methodology anymore.   Diversification is the key. Every situation is different. Unless you are prepared to invest in learning foreign tax and H/R systems, unfamiliar holidays, unique infrastructure, governmental regulations, and possibly a few foreign languages, you NEED a trusted advisor on your side.



 

Companies and their investors who spent the billions of dollars (and thousands of man-hours) building outsourced operations based solely in India have found that trying to separate the technology from the actual business process is not only foolish—it is futile.   Outsourcing and offshoring can provide limitless possibilities, but they must be done with precision , care, and proper distribution.  Rather than outright withdrawal from offshoring operations, now is the time for diversification.

 

“There is timing in the whole life of the warrior, in his thriving and declining, in his harmony and discord. Similarly, there is timing in the Way of the merchant, in the rise and fall of capital. All things entail rising and falling timing. You must be able to discern this..” 

Miyamoto Musashi , 1645

 

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